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High Value Items

Cover for your Jewellery and Watches, Artwork, Antiques, Wine

When was the last time
you reviewed the value
of your personal belongings within your home?

If it has been more than two or three years then it is time to take a second look at your jewellery, artwork, watches, wine, and other valuable personal belongings within your home to ensure you are still covered under your current contents insurance cover.

Why do ongoing review of contents insurance?

Many U.K. households underestimate the value of their personal belongings. It is common for someone to forget to add the increase in worth accumulated over time. But if you are one of these people then you are putting your possessions at-risk. At Zen Private Clients, we walk around with you free of charge to gain a clear picture of what you own.

We then check to see if your current cover is right for you. We are not valuators but with our industry knowledge and our continued expertise in luxury protection, we are confident in identifying if you need a new appraisal and customised cover. You would be surprised how quickly your personal belongings surge in value versus originally calculated.

That means the original total contents sums are wrong causing a potentially expensive mistake. Why choose Zen Private Clients? Zen Private Clients has access to many specialist insurers and underwriters who will find the right cover for your prized collections. We put you in touch with trusted experts who can help.

We understand how your precious items are rare, if not unique, and endeavour to protect them in the best possible way. Items such as jewellery, antiques and pieces of fine art should be assessed by experts to ensure accurate valuations, as should other collectibles, guns and expensive wines.

But there is no need to list all your pieces. Our insurer partners provide a generous limit for single items or pairs. Generally, this ranges £10,000 to £25,000 depending on the insurer, so there is no requisite to itemise everything. Providing the overall total sum insured is sufficient, you are covered.
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