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Property Owners

What is Property owners, Landlords or Buy to Let Insurance?

Property Owners
Insurance Cover

Whether your portfolio features one rental property or an entire assortment, you are lawfully considered a landlord, which means you are legally responsible to ensure your renters are living in a safe and secure home.

If a renter trips on a badly fitted floor covering or an electric shock happens due to a wrongly wired outlet then you are at risk of a renter filling a claim against you.

These unpredictable scenarios fall under insurance plans specifically designed to protect you called, Property Owners Insurance, Landlords Insurance or Buy to Let Insurance.

What is
Property Owners Insurance, Landlords Insurance,
and Buy to Let Insurance?

These business insurance plans cover you as a property owner from financial losses connected with the property, regardless if it is let or leased out. Different scenarios arise and change when owning private dwellings or commercial locations.

Alternatively, circumstances may change, tenants come and go, the property might need some renovation, or it is left unoccupied in-between lets. We do consider these possibilities and talk about it in-depth with you before producing the best coverage options for you.

How to choose
the right
commercial insurance plan

If you have a portfolio of several properties or a single location, whether residential or commercial, we provide solutions specifically tailored to your requirements. A single policy with one renewal date covering all properties is often more advantageous. We can also provide the right cover for unoccupied or non- standard construction properties.

At Zen Private Clients, we pride ourselves in understanding these business protection complexities. It is why we offer numerous options customised for you.

If you are unsure
which insurance scheme
covers your business,
then give us a call.

We are happy to listen.

Property owners or landlords insurance can cover:

The buildings
The landlord’s contents
Liability cover
Loss of rent
Legal expenses
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