What is Property owners, Landlords or Buy to Let Insurance?
Property Owners
Insurance Cover
Whether your portfolio features one rental property or an entire assortment, you are lawfully considered a landlord, which means you are legally responsible to ensure your renters are living in a safe and secure home.
If a renter trips on a badly fitted floor covering or an electric shock happens due to a wrongly wired outlet then you are at risk of a renter filling a claim against you.
These unpredictable scenarios fall under insurance plans specifically designed to protect you called, Property Owners Insurance, Landlords Insurance or Buy to Let Insurance.
These business insurance plans cover you as a property owner from financial losses connected with the property, regardless if it is let or leased out. Different scenarios arise and change when owning private dwellings or commercial locations.
Alternatively, circumstances may change, tenants come and go, the property might need some renovation, or it is left unoccupied in-between lets. We do consider these possibilities and talk about it in-depth with you before producing the best coverage options for you.
If you have a portfolio of several properties or a single location, whether residential or commercial, we provide solutions specifically tailored to your requirements. A single policy with one renewal date covering all properties is often more advantageous. We can also provide the right cover for unoccupied or non- standard construction properties.
At Zen Private Clients, we pride ourselves in understanding these business protection complexities. It is why we offer numerous options customised for you.
Zen Private Clients Ltd is registered in the United Kingdom, company no. 10765081.
Zen Private Clients Ltd is an Appointed Representative of Movo Partnership Ltd who are directly authorised and regulated by the Financial Conduct Authority with registration number 823503.
Registered Office: First Floor, 30 High Street, Chislehurst, England, BR7 5AS Registered in England No: 11544243. Zen Private Clients FCA no. is 782169.