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Restaurants, Hotels and Pubs

Design the right commercial insurance cover choices for your hospitality industry business

What does hotel,
pub or restaurant
insurance cover?

Owning a business in the hospitality industry is demanding. It takes up most of your time and energy leaving little time to do much else. But for your restaurant, hotel or pub to be successful, you work hard, bring a high level of experience to the table, and hire an exclusive team of experts.

Your team helps manage staff, check inventory, and run your business without a hitch or interruption to service, regardless of your own tasks for the day. The same applies to your business insurance cover. If something unforeseen happens, like a building claim or an employee injury, then knowing Zen Private Clients are ready to take action with your best interest in mind is vital to your success.

Our protection cover can include public liability cover

Public liability cover protects you if one of your customers are injured or their property is damaged.

Employer liability cover

Employer liability cover is required by law, if you have more than one employee. Our policies come with a standard level of £10m indemnity cover and protects you as the employer against claims from your staff if they are injured while working for you.

Content cover

Content cover protects your restaurants content and stock, as well as your customers’ and employee’s properties.

Building cover

Buildings insurance is available to protect the building should you own the property.

Loss of Licence cover

Loss of licence cover protects you for loss of your licence due to a circumstance outside of your control.

Other covers

Include personal accident, stock deterioration, business interruption, legal expenses and much more.
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